Drivers have lots of options when buying insurance for your vehicle. You can either contact an agent or price shop online to compare pricing from insurance carriers. Buying car insurance by getting online quotes is simple to do, plus you can save money.

Shopping online for car insurance can be difficult if you have never used quoting online. But relax because it's actually quite easy. There are several ways to get quotes from car insurance companies in your area. The recommended way to find the lowest is to get quotes online. This can be done by visiting this page.

Rates are impacted by...

Car insurance premiums paid to insure a 2001 can be significantly different subject to many criteria. Including but not limited to:

• More performance equals higher cost
• How many accidents you have had
• Multiple policies can save money
• How you use your vehicle
• Add-on coverages such as rental reimbursement
• Your occupation
• The amount of protection requested
• Home ownership saves money

An additional factor that helps determine is the year of the vehicle. Older models have a lower value than newer models so the costs to repair can decrease annual premiums. But more recent vehicles may have safety features including anti-lock brakes, adaptive headlights, and adaptive cruise control that may help provide discounts that lower premiums.

Liability - 2001 liability coverage will cover damage or injury you incur to a person or their property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverage - Collision insurance will pay to fix damage to your from colliding with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical costs insurance - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.