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Mitsubishi I-MiEV Insurance Quotes

Finding cheaper auto insurance through online rate quotes is easy and there is a good chance you may find lower rates. The key is to compare as many rate quotes as possible in order to have every possible rate.

Consumers who are new to the process of shopping for insurance may think buying cheap i-MiEV insurance is going to be difficult. Reducing your i-MiEV insurance cost can be surprisingly simple. All that's required is to spend a few minutes on the computer to compare quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Insurance premiums for a Mitsubishi i-MiEV will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • The size of your community
  • How many miles you drive
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your i-MiEV
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Newer models have a higher actual cash value compared to older Mitsubishi models so repair costs are higher which will push premiums up. But more recent Mitsubishi vehicles have more advanced features including tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability

Liability insurance will cover damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as much as you can afford.

Collision coverage protection

This will pay to fix damage to your Mitsubishi caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. i-MiEV collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if there is no health insurance coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mitsubishi i-MiEV Insurance Rates?