Vehicles > Mitsubishi > Lancer Sportback

Mitsubishi Lancer Sportback Insurance Quotes

Buying car insurance through online companies can be fast and easy and there is a good chance you will probably save money. The most important part is to take the time to get rates from all providers so you can get every possible rate.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. The best way to find competitive Lancer Sportback insurance cost is to get quotes online. This can be accomplished by completing this short form.

Insurance rates paid to insure a Mitsubishi Lancer Sportback can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you live
  • Annual mileage can affect rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Lancer Sportback
  • Your profession
  • Your coverage level
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Mitsubishi is the year of manufacture. Older models cost less so the costs to repair may result in lower rates. On the flip side, new Mitsubishi models may have options like a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control which can give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Coverage for liability

This coverage provides protection from damage that occurs to a person or their property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Lancer Sportback insurance quotes.

Comprehensive coverage (or Other than Collision)

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Mitsubishi Lancer Sportback Insurance Rates?