Buying car insurance online is easy and there is a good chance you might just save a little. The key is to compare rates from all providers so you can compare the cheapest rate quotes.

People who are new to shopping for insurance may think buying affordable 1997 insurance is very challenging. When shopping for car insurance there are multiple ways to get quotes from car insurance companies in your area. The recommended way to find the lowest is to get quotes online. This can be accomplished by visiting this page.

Auto insurance rates paid to insure a 1997 will vary greatly based upon several criteria. Some of these factors include:

• Your driving record
• Your credit history
• Men typically pay more than women
• Higher deductibles save money
• Safety rating of your 1997
• What you do for a living
• The amount of protection requested
• Whether you own your home

A final factor that helps determine is the model year. Older models cost less in comparison to older models so the costs to repair will push premiums down. But more recent vehicles may have a trim level with safety features including adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes so those may provide discounts that lower premiums.

Liability coverage - Liability insurance will cover damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage - Collision insurance will pay to fix damage to your from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverage - This will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.