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Nissan Frontier Insurance Rates

Buying car insurance from online companies is simple to do and there is a good chance you might just save a little. The critical component is getting rates from as many companies as possible in order to accurately compare all your choices.

Shopping online for car insurance can be a challenge if you have never used quoting online. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes and find the best price. The fastest way to find the cheapest Frontier insurance quotes is to get quotes online. This can be accomplished by getting a quick quote here.

Auto insurance rates for your Nissan Frontier can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Where you live
  • High miles vs. low miles
  • Men typically pay more than women
  • The deductible you choose
  • Safety rating of your Frontier
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that helps determine Frontier insurance rates is the model year. Older models cost less in comparison to older models so the payout to repair can decrease annual premiums. Although more recent Nissan vehicles may have a trim level with safety features included like an advanced theft deterrent system, all-wheel drive, and traction control that may help help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Frontier liability coverage will cover damage that occurs to other's property or people in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Auto collision coverage

Collision insurance will pay to fix damage to your Nissan resulting from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper Frontier insurance rates.

Comprehensive coverage

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Nissan Frontier comprehensive insurance. The highest amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Nissan Frontier Insurance Rates?