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Nissan Leaf Insurance Rates

You have many choices when attempting to insure your Nissan vehicle. You can either contact an agent or shop online to compare pricing from many different car insurance companies. Comparing car insurance through online rate quotes is easy, in addition you can save money.

Beginners to comparing rates may think shopping for cheap Leaf insurance is going to be difficult. There are several ways to compare quotes and find the best price. The fastest way to find the lowest Leaf insurance quotes involves getting comparison quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine Leaf insurance cost

Car insurance premiums for a Nissan Leaf can be significantly different based upon several criteria. A few of these criteria are:

  • The performance level of your Leaf
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Your age
  • Being married can lower rates
  • Optional coverages like vehicle replacement
  • Your occupation
  • Insurance coverage level
  • Owning a home can lower rates

An additional factor that can impact Leaf insurance rates is the year of the vehicle. Used vehicles have a much lower replacement value than newer models so repair costs tend to be lower which will push premiums down. Although newer models may have safety features included like autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights that may help provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Leaf from the following list.

Auto liability

Liability insurance protects you from injuries or damage you cause to other people or property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Auto collision coverage

This coverage pays for damage to your Nissan caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder. Leaf collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible in order to get cheaper Leaf insurance rates.

Comprehensive auto coverage

Comprehensive insurance will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage gives you protection from other motorists when they do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Med pay and PIP coverage provide coverage for bills such as ambulance fees, surgery, and doctor visits. The coverages can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Nissan Leaf Insurance Rates?