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Pontiac G3 Insurance Rates

Comparing car insurance from online rate quotes can be fast and easy, in addition you might just save a little. The most important part is to take the time to get as many rate quotes as possible in order to have all your choices.

If you've never shopped for car insurance online, you may be confused by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to compare quotes and find the best price. The fastest way to compare Pontiac G3 insurance quotes involves getting comparison quotes online. This is very easy and can be done by comparing rates here.

Criteria which help determine Pontiac G3 insurance cost

Auto insurance rates for a Pontiac G3 can vary widely depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating
  • Your location impacts rates
  • How many miles you drive
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • What you do for a living
  • Insurance coverage level
  • Owning a home can lower rates

A final factor that can impact Pontiac G3 insurance rates is the model year. Used vehicles have a much lower replacement value in comparison to older models so repair costs tend to be lower which may result in lower rates. Although newer models may have a trim level with safety features included like forward-collision avoidance, adaptive cruise control, and lane departure warning system which can lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability insurance

This coverage protects you from injuries or damage you cause to other people or property. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so consider buying higher limits if possible.

Auto collision coverage

This coverage pays for damage to your Pontiac caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in. Pontiac G3 collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Pontiac G3 insurance rates.

Comprehensive protection

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and the remainder of the damage will be paid by your Pontiac G3 comprehensive insurance. The maximum payout a car insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical expense coverage

Med pay and PIP coverage pay for bills (i.e. ambulance fees, surgery, and doctor visits). They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Pontiac G3 Insurance Rates?