Drivers have lots of options when insurance shopping for your Pontiac vehicle. You can buy direct from an insurance agent or price shop online to compare rates from insurance carriers. Finding cheaper auto insurance by getting online quotes is simple to do, plus you may find lower rates.
Finding the best direct price on auto insurance can be difficult if you have never used online quotes. But relax because we're going to show you how. Cutting your Vibe insurance cost can be relatively painless. Drivers just need to take a couple of minutes to compare quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.
Insurance premiums paid to insure a Pontiac Vibe can vary widely subject to many criteria. Including but not limited to:
One important consideration which can affect your rates is the age of the vehicle. Newer models have a higher actual cash value compared to older Pontiac models so the payout to repair can inflate annual premiums. Conversely, newer models have more advanced features such as a telematics system, all-wheel drive, and adaptive headlights which can lower rates.
To get a better idea how much rates will be for your vehicle, select the year of your Vibe from the list below.
Liability - Vibe liability coverage protects you from damage or injury you incur to a person or their property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy higher limits if possible.
Collision - This pays for damage to your Pontiac from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also increase the deductible to bring the cost down.
Comprehensive or Other Than Collision - This pays for damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.
UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.
Medical costs insurance - Med pay and PIP coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.
How Much are Pontiac Vibe Insurance Rates?