Vehicles > Porsche > 944

Porsche 944 Insurance Quotes

Buying auto insurance by comparing rates online is easy, in addition you might just save a little. The key is to compare rates from all companies so you can compare every company's rates.

People who are new to comparing rates may think buying low-cost Porsche 944 insurance is going to be difficult. Getting lower Porsche 944 insurance cost can be quick and easy. The only thing you need to do is invest a little time to get quotes from different insurance companies. This can be accomplished by visiting this page.

Criteria which help determine Porsche insurance rates

Auto insurance rates on a Porsche 944 will vary greatly based upon several criteria. A few of these criteria are:

  • Your driving record
  • Your credit history
  • Where you live
  • The number of annual miles
  • Men typically pay more than women
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Claims drive up premiums
  • No coverage lapses saves money
  • Owning a home can lower rates

A final factor that helps determine Porsche 944 insurance quotes is the model year. A newer vehicle cost more in comparison to later models so repair costs are higher which will push premiums up. Conversely, more recent Porsche vehicles may have a trim level with safety features such as blind-spot warning system, a telematics system, forward-collision avoidance, and a rollover prevention system so those may provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability insurance

Liability insurance will cover injuries or damage you cause to people or other property in an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so consider buying as much as you can afford.

Coverage for collisions

Collision insurance will pay to fix damage to your Porsche resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Porsche 944 can be pricey, so consider dropping it from vehicles that are older. Another option is to bump up the deductible to bring the cost down.

Comprehensive insurance

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by your Porsche 944 comprehensive insurance. The maximum amount a auto insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

This coverage gives you protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills (i.e. ambulance fees, surgery, and doctor visits). The coverages can be used in conjunction with a health insurance plan or if you do not have health coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Porsche 944 Insurance Rates?