Porsche Cayman S Insurance Rates

Shopping for auto insurance by quoting online is easy and there is a good chance you can save money. The key is to take the time to get as many rate quotes as possible so you can get the lowest prices.

Consumers not familiar with shopping for insurance may think purchasing cheap Cayman S insurance is hard. Cutting your Cayman S insurance cost is a fairly straight forward process. Drivers just need to take a couple of minutes getting comparison quotes from different insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums for a Porsche Cayman S can vary widely based upon several criteria. Some of these factors include:

• Your driving record
• Credit rating
• Men typically pay more than women
• Low deductibles cost more
• Safety rating of your Cayman S
• Your claim history
• Maintaining coverage lowers rates
• Whether you own your home

An additional factor that will help determine Cayman S insurance rates is the year of the vehicle. New vehicles have a higher replacement value than older models so repair costs are higher which can inflate annual premiums. But more recent Porsche vehicles may have safety features including all-wheel drive, a rollover prevention system, and adaptive headlights which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

• 2006 Porsche Cayman S Insurance Rates

Liability coverages - Liability insurance will cover damage that occurs to other people or property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy higher limits if possible.

Collision - Collision coverage will pay to fix damage to your Porsche caused by collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Cayman S collision insurance is rather expensive coverage, so consider dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive coverages - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Porsche Cayman S Insurance Rates?