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Subaru SVX Insurance Cost

You have lots of choices when shopping for car insurance for your Subaru vehicle. You can buy from your neighborhood insurance agent or shop online to compare insurance costs of car insurance companies. Shopping for car insurance from online rate quotes is easy and at the same time you will probably save money.

Consumers not familiar with comparison shopping may think shopping for low-cost Subaru SVX insurance is more work than they want to put in. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. By far the easiest way to find the cheapest Subaru SVX insurance rates consists of shopping online. It is quite easy and can be accomplished by getting a quick quote here.

What factors impact car insurance premiums?

Insurance rates on a Subaru SVX can be significantly different based upon several criteria. Taken into consideration are:

  • The performance level of your SVX
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Your profession
  • The amount of protection requested
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Subaru is the year of manufacture. Older cars and trucks have a reduced actual cash value so the cost to replace them will push premiums down. But newer models may have options including pedestrian detection, tire pressure monitors, and autonomous braking that may help help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your SVX from available model years below.

Liability insurance

Liability insurance protects you from damages or injuries you inflict on people or other property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so purchase as large an amount as possible.

Collision insurance

Collision coverage pays for damage to your Subaru resulting from a collision with an object or car. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Subaru SVX can be pricey, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive protection

This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense coverage

Med pay and PIP coverage provide coverage for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is not available in all states and may carry a deductible.

How Much are Subaru SVX Insurance Rates?