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Suzuki Kizashi Insurance Cost

Drivers have lots of options when shopping for car insurance for your Suzuki vehicle. You can buy direct from your neighborhood insurance agent or shop online to compare insurance costs of many different companies. Finding cheaper car insurance from online companies is easy, plus you will probably save money.

Consumers who are new to the process of buying insurance may think finding affordable Kizashi insurance can be quite difficult. To find the best car insurance prices, there are several ways to get quotes and find the best price. By far the easiest way to find the cheapest Kizashi insurance rates is to perform an online rate comparison. This can be done by getting a quick quote here.

Premiums are calculated by...

Insurance rates paid to insure a Suzuki Kizashi can fluctuate considerably based upon several criteria. Including but not limited to:

  • The performance level of your Kizashi
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • Your profession
  • Insurance coverage level
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Suzuki is the year of manufacture. Models that are a few years old have a lower value so the costs to repair will push premiums down. Although more recent Suzuki vehicles may have options included like active head restraints, adaptive headlights, a backup camera, and tire pressure monitors which may help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Kizashi from the list below.

Liability coverage

Liability insurance will cover damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Collision insurance

This will pay to fix damage to your Suzuki from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible in order to get cheaper Kizashi insurance cost.

Comprehensive coverage

This covers damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. PIP is only offered in select states and may carry a deductible.

How Much are Suzuki Kizashi Insurance Rates?