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Toyota Prius Insurance Quotes

There are many options when looking for the best insurance on your Toyota vehicle. You can buy from a local agent or price shop online to compare pricing from multiple insurance companies. Comparing car insurance on the web is simple to do and there is a good chance you might just save a little.

Using the web to shop for car insurance direct can be a challenge if you have never used online rate quotes. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates from local car insurance companies. The best way to find the lowest Prius insurance cost involves getting comparison quotes online. This can be accomplished by visiting this page.

Auto insurance rates for your Toyota Prius will vary greatly subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Your birth date
  • Being married can lower rates
  • Extra coverages like towing and rental
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor that can impact Prius insurance quotes is the model year. Used vehicles cost less in comparison to older models so the payout to repair can decrease annual premiums. On the flip side, newer vehicles may have a trim level with safety features like a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system so those may provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Prius below.

Liability car insurance

Prius liability coverage can cover damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverage protection

This coverage covers damage to your Toyota resulting from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to get cheaper Prius insurance quotes.

Comprehensive car insurance

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Toyota Prius comprehensive insurance. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical expenses

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be utilized in addition to your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Toyota Prius Insurance Rates?